Life Insurance in Naples, Florida
A life insurance policy through McDonald Insurance will provide you with a plan and the coverage that’s perfect for your individual needs. Finding the package can be stressful because there are so many different options, but we will be there with you the whole way, making sure your policy covers everything you need it to and then some you might not have even thought of.
In addition to helping you navigate your way through one of the most critical policy decisions you will ever have to make; we pledge to secure you a custom life insurance plan you can depend on—and one that is exclusively tailored to your personal needs.
Term life insurance, whole life insurance, universal life insurance, variable life insurance, survivorship insurance… the list and combinations seem endless. Our expert agents at McDonald Insurance want to help you determine which insurance policy type is right for you. Our dedicated team understands Florida’s market and regulations and can find the right plan – or mixture of options – that fit your unique needs.
Term life insurance Basics:
- Coverage for a “term” or period of your life.
- Lower premiums for higher coverage.
- Rates can change after specific terms expire.
- No equity – cannot be used as cash value.
Florida Whole Life Insurance Basics:
- Exactly like it says – permanent, not for a specific period.
- Protection carries with you your whole life.
- Can build equity and have cash value.
- Higher premiums than term life, but can be more valuable in the long run.
Term and Whole Life Combined:
- Build lifelong base of whole live coverage.
- Supplement specific times of your life with term insurance.
With so many choices it’s understandable that you may feel a bit overwhelmed—so why don’t you enjoy living your life and leave the insurance part to us! It’s all about you, and you are certainly worth insuring with comprehensive life insurance.
Florida clients can contact us today for a complimentary coverage evaluation—let one of our life insurance experts get you started on the right path! Give us a call!