Owning a home is an enormous achievement to certainly be proud of. Now, the next step is developing a plan of protection for your property and yourself from an array of risks with complete home insurance.
Every home and homeowner is different. Therefore, understanding your individual and family needs is of the utmost priority. Here at McDonald, our agents will take the time to do just that!
Policies in Florida typically include protection for the following:
- The physical structure of your home
- Personal possessions
- Additional living expense (in the event of covered loss or a natural disaster)
- Replacement cost
- Personal Liability
Because every homeowner’s needs are different, we also offer the following additional coverage options:
- Valuable articles/floater insurance policies (i.e. Jewelry Insurance)
- Flood insurance policies
- Earthquake insurance policies
- Umbrella insurance policies (additional liability)
- Animal Liability (liability issues due to household pets)
We draw from several strong insurers:
- Ark Royal
- Federated National
- Homeowner's Choice
- Universal P&C
- Lloyd's of London
- National Risk Solutions
Give us a call today to learn more about creating a custom home insurance policy tailored to your needs.